Workers’ compensation insurance can be a significant expense for employers. While the formula for calculating workers’ comp premiums can seem shrouded in mystery, a business may be able to influence these premiums by understanding a key number called the “Experience Modification Rate” (E-Mod). What Is the E-Mod? Insurance companies use […]
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If you get into an accident while driving your own car, your insurance coverage may cover any injuries and damages you cause. Coverage gets a little trickier when you are dealing with a vehicle that an employee or temporary hire was driving at the time of the accident, particularly if […]
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Working as an independent insurance agent can be a lot of work. In order for you to provide the best services to your clients and also keep yourself informed of the latest changes happening in your industry, you absolutely need to take time to hone your craft. One great way […]
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Often, people mistake disability insurance for workers’ comp disabilities insurance. The two, however, do have a key difference. The similarity, however, is in the fact that both pay for injuries or illnesses that your employees suffer from. What Is Disability Insurance? The experts at insuremyworkcomp.com/ explain that the difference between […]
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Non-profit organizations have a unique place in the business and insurance worlds. While they are not exactly companies in the common use of the term, they need to operate much like businesses in their record-keeping and risk management. They also have needs for-profit companies don’t have, because having a largely […]
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