If you own a bar or restaurant that serves alcohol, you have probably encountered some rowdy guests that you had to ask to leave. What happens if there is a serious fight, though? Are you liable? 

The truth is, bar fight liability depends on several factors. Most important of all, did you meet your legal obligations? Here are three things to know.

1. Whether You Stopped Serving Matters

As a bartender, you have a legal responsibility to protect patrons within your ability, and part of that means cutting off the alcohol from people who have requested too many drinks.

2. Negligence Matters

Another thing that matters is if you notice a problem happening in your business and you fail to respond. For example, if there is a fight and you do not attempt to break it up or call authorities, someone may be able to sue you.

3. Injuries Matter

If someone sustains an injury during a bar fight in your restaurant, that can also make an impact on what kind of legal consequences you may face. 

At the end of the day, serving and selling alcohol can come with a lot of risks. If you want to safely and responsibly provide adult beverages for your guests, having liability insurance can save you from significant headache.