Understanding the Difference: Self-Insurance vs. Captive

Health care premiums are expensive enough that more and more businesses are considering options outside of traditional insurance carriers. The most popular and widely available are self-insurance and captive insurance ownership. They have some similarities, but there are some very good reasons to opt for captive ownership instead of simply […]

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Breaking Down the IEP Process

Individualized education plans, or IEPs, are critical to the learning and growth of students with disabilities in public schools. There are several steps to understanding the IEP for special education teachers, broken down into three major phases. Pre-Referral and Referral The pre-referral period involves trialing strategies in the general education […]

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